I Bought the Apocalypse With Nethernotes

When ghosts arrive and nethernotes become the world's most valuable currency, the rules of survival change overnight. The story centers on a character who spends their savings on the coming apocalypse, betting that the strange new money will decide who thrives and who falls behind. Their gamble sets up a rise from the bottom, pitting them against those who once held every advantage. The early chapters establish the stakes of a world where the unseen dead have rewritten the economy.